Our Services

As you approach retirement, your goals change from trying to double your nest egg, to working to preserve it.  At the same time, we want you to live comfortably off the income it provides without reducing your principal. To help you achieve those goals, we work with you every step of the way to deliver personalized strategies with reliability and predictability for the rest of your life.

• Optimize Social Security
• Build lifetime income stream
• Prepare for inflation

Once your income plan is established, our process covers eliminating unnecessary risks that could derail your retirement goals. Values and benefits to this step include:

• Understanding the appropriate level of risk needed
• Optimizing allocation to provide the greatest opportunity for success
• Building an investment plan aligned with your goals and values
  

Tax planning is an important part of the financial planning process. When you retire, some income (such as Social Security benefits and required minimum distributions) are added to your yearly taxable income. We understand you worked hard for your money and want to help you keep as much of it as possible. That’s why we focus on structuring your assets to minimize future tax implications by:

• Building a tax-efficient withdrawal strategy
• Understanding the tax implications of each type of account
• Customizing investment strategies that can provide tax-advantaged results

When major life events happen, such as birth, death, marriage, or divorce, it is crucial that you have a relevant and updated estate plan that preserves your legacy. This type of planning includes the distribution of your assets, both during your life and upon your death. Additionally, who will take care of you if you are unable to care for yourself? One of the biggest concerns may not be outliving income but outliving good health. This step involves:

• Organizing a foundational Estate Plan
• Analyzing potential health care burdens
• Understand options that could be most beneficial for a family